Loan Calculator
Plug in the numbers and verify the dealer's math. Pre-loaded with Sarasota 7% tax and Gettel's $1,299 doc fee. If they're quoting 0% APR, set the rate to 0.
🧮
OTD Loan Calculator
Verify dealer math — Sarasota 7% tax included
$
$
%
%
$
Your Monthly Payment
$591.91
per month for 60 months
Cost Breakdown
Vehicle Price$36,650
Sales Tax (7%)$2,566
Doc/Dealer Fee$1,299
OUT-THE-DOOR PRICE$40,515
Down Payment-$5,000
Amount Financed$35,515
Total Interest$0.00
TOTAL COST$40,514.50
Verify Dealer Math
If their payment is higher, they added something. Ask what.
0% Changes Everything
At 0% APR, monthly = (OTD - down) / months. Simple division.
Gettel Fee: $1,884
$1,299 dealer + $585 electronic. Factor this into your OTD.
Sunset Kia: $2,918
$999 dealer + $1,895 mandatory pkg. Go to Gettel Kia instead.